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The average cost of repairing and flood proofing a three-bedroom home damaged in the recent floods could be as much as 拢45,000, analysis by the RICS has found.

The RICS said the average cost of restoring a flood-hit three bedroom house to its former condition could be on average 拢30,000, with flood proofing costing an additional 拢15,000.

Gary Strong, RICS director, said: 鈥淣ow the flooding is over those who have been affected will, naturally, be going back to their homes, assessing the damage and lodging insurance claims to get their lives back on track.

鈥淚n many cases, costs will be covered by the homeowner鈥檚 insurer but there are many out there who do not have comprehensive cover and could end up footing a very large repair bill.

鈥淚n either case, we recommend that those affected consider extra flood defences.

鈥淚t can take months to get a home back to its original state and the disruption caused can be catastrophic to many people鈥檚 lives.

鈥淢oney now could turn out to be a very shrewd investment further down the line.鈥�

The RICS said affected homeowners who are having their properties repaired should also consider additional flood defence measures.

The RICS said the average 拢30,000 cost of repairing a typical three bedroom semi-detached property included works such as repairs to timber floors, plasterboard, kitchen units and cavity wall insulation.

Flood prevention measures - including adding non-return valves to drains, raising power points and laying tiled floors - comes it at around 拢15,000, the RICs said.

The RICS said: 鈥淲hile clearly a substantial extra cost, those who have fallen victim to the recent floods should seriously consider flood proofing as a means of both protecting their home and ensuring that they don鈥檛 have their lives turned upside down to the same extent in the future.鈥�