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body19j=! body19k=! body19l=! body19m=! body19n=% BoETotValue;  d;)% EstTotLoans;$ links12.1a;//& links12.1All;//$ links12.1b;//& links12.1BTL;//$ links12.1c;//$ links12.1d;//$ links12.1e;//$ links12.1f;//$ links12.1g;//% links12.1NK;//" links12a;//$ links12All;//" links12b;//$ links12BTL;//" links12c;//" links12d;//" links12e;//" links12f;//" links12g;//# links12NK;//$ links14.1a=....$ links14.1b=....$ links14.1c=....$ links14.1d=....$ links14.1e=....$ links14.1f=....$ links14.1g=....$ links14.1h=....$ links14.1i=....$ links14.1j=....$ links14.1k=....$ links14.1l=....$ links14.1m=....$ links14.1n=...." links14a=...." links14b=...." links14c=...." links14d=...." links14e=...." links14f=...." links14g=...." links14h=...." links14i=...." links14j=...." links14k=...." links14l=...." links14m=...." links14n=....$ links15.1a=....$ links15.1b=....$ links15.1c=....$ links15.1d=....$ links15.1e=....$ links15.1f=....$ links15.1g=....$ links15.1h=....$ links15.1i=....$ links15.1j=....$ links15.1k=....$ links15.1l=....$ links15.1m=....$ links15.1n=...." links15a=...." links15b=...." links15c=...." links15d=...." links15e=...." links15f=...." links15g=...." links15h=...." links15i=...." links15j=...." links15k=...." links15l=...." links15m=...." links15n=....$ links16.1a=....$ links16.1b=....$ links16.1c=....$ links16.1d=....$ links16.1e=....$ links16.1f=....$ links16.1g=....$ links16.1h=....$ links16.1i=.... links16.1j<....$ links16.1k=....$ links16.1l=....$ links16.1m=....$ links16.1n=...." links16a=...." links16b=...." links16c=...." links16d=...." links16e=...." links16f=...." links16g=...." links16h=...." links16i=...." links16j=...." links16k=...." links16l=...." links16m=...." links16n=....$ links17.1a=....$ links17.1b=....$ links17.1c=....$ links17.1d=....$ links17.1e=....$ links17.1f=....$ links17.1g=....$ links17.1h=....$ links17.1i=....$ links17.1j=....$ links17.1k=....$ links17.1l=....$ links17.1m=....$ links17.1n=...." links17a=...." links17b=...." links17c=...." links17d=...." links17e=...." links17f=...." links17g=...." links17h=...." links17i=...." links17j=...." links17k=...." links17l=...." links17m=...." links17n=....$ links18.1a=....$ links18.1b=....$ links18.1c=....$ links18.1d=....$ links18.1e=....$ links18.1f=....$ links18.1g=....$ links18.1h=....$ links18.1i=....$ links18.1j=....$ links18.1k=....$ links18.1l=....$ links18.1m=....$ links18.1n=...." links18a=...." links18b=...." links18c=...." links18d=...." links18e=...." links18f=...." links18g=...." links18h=...." links18i=...." links18j=...." links18k=...." links18l=...." links18m=...." links18n=....$ links19.1a=....$ links19.1b=....$ links19.1c=....$ links19.1d=....$ links19.1e=....$ links19.1f=....$ links19.1g=....$ links19.1h=....$ links19.1i=....$ links19.1j=....$ links19.1k=....$ links19.1l=....$ links19.1m=....$ links19.1n=...." links19a=...." links19b=...." links19c=...." links19d=...." links19e=...." links19f=...." links19g=...." links19h=...." links19i=...." links19j=...." links19k=...." links19l=...." links19m=...." links19n=....  ;* );;"*% FixedTrackerCappedSVRsQuarterQ2Q3 CML Researchnumberloans% ofDisc-ountedTotalYearQ4Q1Month84. Includes loans where interest rate type is not known.LTable ML5: Fixed and variable rate lending - house purchases and remortgages0Source: CML/BankSearch Regulated Mortgage Surveyl1. Totals shown are estimates grossed up from the sample of lenders reporting to reflect total market size.{2. All figures from April 2005 onwards are based on Product Sales Data reported to CML. Figures pre-April 2005 are taken jfrom the Survey of Mortgage Lenders. Prior to 1992Q2 (and annually prior to 1993) figures are taken from pthe ɫTV Societies 5% sample of mortgage completions. There are material differences in both the reporting mmethodologies and the sample of contributing lenders for the different surveys. Figures after April 2005 are 4not strictly comparable with those up to that point.[3. Before Q2 1992 figures on loans for house purchase are for all building societies only.p5. Figures may not sum to the total number of loans, as a small number of loans do not correspond to any of the interest rate types shown.interestrateaverage5/6/2008*D DFE_FQIcc   (W/uYI9   dMbP?_*+%,M \\CML1-TRU-DOM01\Canon iRC4580< ߁ 4dXA4Canon  X` $Canon iR C4080/C4580 UFR II<Iddd      d d d d d dd@@d  d  d dd d"eddd     d"    @  !"#$%&'()*+,-d.d/dd     ddd !"#$%&d!ddd d!    d H8 4 22h 1 4 22h 1Xd2 Arial\CNZSRGBA.ICC\CNZSRGBA.ICC\CNZSRGBA.ICC CONFIDENTIALCONFIDENTIALHArialDefault SettingsX " EXX??U} =} =} @ #} #} #}  #} @#} #}  #} #} #} #} #} #}  #} #} #} @ #}  #}  #,@,@,@,@,@,@,@,@,@ ,@ ,@ ,@ ,@ ,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@ !" !" " $ $ % % % % % % %  %  %  %  %  % % % % % %""&&& & & & &&&&&&&&&&&,""&&&&&&&&&&&&&&&&&""&& &! && &! &&  &!  &&  &! && &!& &! 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A@8@9!!?@A@8 AEX@45`@3@ J@>@3@ ܶm۶m1@>@3V@ 6@ >P@3@@  $I$I?* >@3h@ ~@>@3\A>p@45 @3@@ []K@>@3@ (8-~1@>@36@ c@5@ >(@30@  @>? >@3L@ @>@3`lA>p@45@3@ .j;L@>@3@@ p@0@>@3=@ Pl.j4@ >(@3P@  +n? > @3@ 65؝@>@3@A>x@45@3@@ 'qN@>P@39@ #.@>@3r@ f_FC1@ >0@3@  F=+? > @3x@ ^S@>@3 A>P@45@3A wP@>@3 @ E5V1(@>@3R@ t-@ >@3@  A? >}@3@ %5)@>x@3A>@45@3A ` /R@>@3\@ Ӆ%5"@>~@3@ &6*@ >P@3P@  L!v? >P}@3@ [bs" @>h@3fA>@45@@3^A 3ὶR@>@3@ -:u!@>~@3v@ @;h2(@ >p@3@  vy? >~@3d@ oTZ @>`@34A>@45 @3 A .jLS@>~@3@ _B!@>~@3c@ }ފ&@ >p@3@  Y? >P@3@ EB_Y @>p@3A> @45@3@A R@>@3@ N} "@>~@3@ }A'@ >@3@  49c? >~@3 @ r4A" @>P@3 A>@4@5@3W@ oQ@>P@3@ 88&@>p~@3@ гya*@ >@3@  l|\? >P}@3@ y;@>8@3`A>`@4$5@3@ Q@>0@3@ B!(@>0~@3c@ B!B,@ >`@3 @  RJ)? >@}@3@ Zk@>H@3A>@45 @33@ zyP@>@3 @ N>:(@>@~@3@ 2w,@ >`@3@  C{ %? >@~@3@ 0 0 @>@@3@A>P@45@3@X@ FiQQ@>0@3@ 'KW(@>P~@3]@ =S+@ >P@3@  ? >@~@3 @ ̛ /@>8@3uA>@45@3@A vQ@>`@3@ :ӸQ'@>`~@3@ 3,@ >P@3P@  lfk:? > ~@3@ Ő M @>P@3A>P@45@3`A ~h)bP@>@3@ p ]O'@>P~@3@ + A/1@ >~@3p@   p? > ~@3@ .ӧv @>H@3 A>`@45`@3@@ gEྡྷO@>@3@ ^.'@>0~@3\@ MX4@ >~@3@  {?? >0~@3d@ ` @>@3 TA>@45@@3 @ INV9M@>0@3@ Zfג+@>@3@ Sg7@ >@3@  b? >@3@ U3 @>@3@ A>@45 @3,@ {L@>`@3@ 4rOc.@>@3@ {6@ >@3@  4rO#? >@3@ a @>`@3A>@@45 @3@ .٦`N@>x@3@ u /@>p@3@ o w4@ >@3@  *]A? >@3|@ '<ߠ@>Ё@3A>H@45 @3@-@ &]!rN@>@3h@ 60@>0@3C@ I3@ >@3@  sj? >0@3@ `@3 A>@45@3@@ 5PP@>X@3|@ Gp(@>@3_@ b: 1@ >@3@  }? >H@3@ P^Cy @>@3DA>x@4`@5`@3@&@ bNQ@>x@36@ hI+$@>H@3@ WX8@30@  :q b? >@3P@ E @>@3A>@45@@3@E@ ߙqR@>@3 @ @@,@>@3@ If,@ >@3@@  [0 "? >`@3@ r|Pk @>(@3@{A>@45@3UA ZQL'S@>@3@ B?@>@3Q@ e'*@ >@3@  5ȹ{? >h@38@ /s @>8@3A> @45 @3@3@ >R@$>@3V@ @>@3D@ .+@ >x@3@  F]tE? >@3X@ >@>@3@$A>P@4`@5`$@3EA vA1R@>X@3@ !x@>@3d@ l+@ >@3p@  'd? >@3L@ y@>@3>45(@3<A JOS@>@3V@ ȯXy@>P@3,@ +@ > @3@  8*? >8@3@ Z @>@3A>@45,@36A Z=;DS@>؁@3@ ˠ@>@3,@ x?r+@ >@3@  y?r? >؂@3d@ zv @>@3A>@45/@3@A S\2R@>H@3@ y!@>Ȃ@3@ \2h3-@ >@30@  mާd? > @3@ d @>@3A>x@453@3X@ [R@>@3v@ Eaqx@>@3R@ W0@ >@3@  BЏ+s? >@3@ E@3A>Ђ@457@3@@ _ Q@>@3@ vҙ@>@3#@ p~3@ >Ȃ@3P@  ШjE? >@3@ vҙ@>(@3A>@D1 l,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@45`;@3@ ZzIHP@>@3p@ 04 @>؂@3#@ 15@ >Ђ@30@  #H? > @3@ Ne@>H@3 A>@45 ?@3@*@ ԴP@>@3@ e @>@33@ Fx`dc8@ >x@3@  *%SER? >@3h@ g @> @3@>@4C@5C@3@@ H5L@>Ȃ@3>@ Ԝ#v!@>H@3C@ r>@ >H@3P@  JWZ? >@3@ 64.i @>@@3`A>@45F@3H@  I@>@3@ ߝG&@>@3@ a]LsD@@ >@3p@  @ih? >(@30@ LsD3 @>@3@>X@45J@3~@ ϫ,K@>P@3@ T1O%@>Ё@36@ <)HJ?@ >@3@  <)H? >@3 @ N\"<)@>@3@>8@45`N@36@ !lM@> @3J@ NfW @>@3@ 5>@ >؁@3 @  6 8*֖? >@3h@ /?>@3HA>@,67899899899899899898:0Source: CML/BankSearch Regulated Mortgage Survey*53 3 3 3 3::3 t;l1. Totals shown are estimates grossed up from the sample of lenders reporting to reflect total market size.*53 3 3 3 3;;3 ;{2. All figures from April 2005 onwards are based on Product Sales Data reported to CML. Figures pre-April 2005 are taken *53 3 3 3 3;;3 r1jfrom the Survey of Mortgage Lenders. Prior to 1992Q2 (and annually prior to 1993) figures are taken from *53 3 3 3 3<<3 x1pthe ɫTV Societies 5% sample of mortgage completions. There are material differences in both the reporting *53 3 3 3 3..3 u1mmethodologies and the sample of contributing lenders for the different surveys. Figures after April 2005 are *53 3 3 3 3..3 <14not strictly comparable with those up to that point.*53 3 3 3 3..3 c<[3. Before Q2 1992 figures on loans for house purchase are for all building societies only.*53 3 3 3 3..3 @.84. Includes loans where interest rate type is not known. ..x.p5. Figures may not sum to the total number of loans, as a small number of loans do not correspond to any of the ..!.interest rate types shown .. ..H CML Research ..I5/6/2008 ... 0jnR3&=p8X> < A    " Oh+'0HP`x JTatchfarida.muminMicrosoft Excel@83@F?@՜.+,08@ LT \ CML ML5ML5!Print_AreaML5!Print_Titles  Worksheets Named Ranges  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~     Root EntryFxcBook  Workbook SummaryInformation( DocumentSummaryInformation8